By: Neda Pirouzmand
On March 18, Bridges Café unveiled its new “Cards for Humanity” student program.
“Cards” refer to one dollar donations that students can make at checkout in the café. Each donation will go towards a future student’s purchase.
There is a one hundred dollar cap on donations so that funds do not accumulate.
Chris Roberts, director of McMaster Hospitality Services, described the program as user-friendly.
“It’s quite simple. Donate a dollar when you can, or use a dollar when you need it,” he said. “Anyone can donate to the project when purchasing a meal and students can use up to three dollars at a time towards their food purchase.”
Roberts attributes the idea for the program to a McMaster student.
“A student had seen something similar at the 541 Eatery and believed it would be a good way to help students with food accessibility challenges,” Roberts said. “Hospitality Services was supportive of the idea and we have worked hard to get the program elements in place.”
541 Eatery & Exchange is a Hamilton café that uses a pay it forward initiative to give all community members a place at the table.
Café customers can donate a dollar to buy a button, and future customers can use buttons towards their meal.
It should be noted that the program will be funded exclusively via McMaster students, not the university. This may make it less sustainable in the long-term as the successes of the program will be contingent on students’ ability and willingness to donate.
In addition, pay it forward initiatives have the drawback of being vulnerable to abuse.
Students can use cards for humanity donations regardless of whether or not they face food insecurity because there exist no restrictions on program eligibility.
However, Roberts is not focused on those who may try to abuse the system. He maintains that the pilot program’s success will depend on whether it addresses food insecurity and raises awareness for postsecondary food insecurity in Canada.
“There are students who could come and use the program but they don’t because they tell me that they would rather give than receive,” said a Bridges employee named Maggie.
Roberts does not see this initiative expanding in the future as he hopes that the support provided from Bridges will meet the needs of students on campus.
The smooth operation of this program will depend on goodwill. If students do not abuse the program, donations will be allocated towards those who need them the most.
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Disclaimer: This piece was written prior to the changes made on Jan. 17 by the Ford provincial government regarding tuition for postsecondary education. Changes to the Ontario Student Assistance Program include increasing the length of time students must have graduated high school to qualify as an independent student from four to six years, removal of the grace period for repayment of loans upon graduation, and removal of many grants for lower-income students. Read the provincial government's statement here: https://news.ontario.ca/maesd/en/2019/01/affordability-of-postsecondary-education-in-ontario.html
The Ontario Student Assistance Program, a financial aid program offered through the provincial government, has helped many Ontario students get through university. OSAP offers funding through grants and student loans, and can be used to help offset the cost of tuition and school-related expenses.
Almost all Ontario residents may apply for OSAP but the amount of aid offered to each individual is dependent on the individual’s education expenses, course load, and personal financial situation. This last factor essentially boils down to your family’s income. If your family makes enough money deemed by the government to sufficiently cover educational expenses, then this renders you ineligible to collect OSAP.
While this appears to favour students from low-income households, as it should, it neglects the possibility of students from high-income households where parents do not or cannot pay for tuition. There are many reasons why this occurs ranging from the parents’ genuine inability to allocate funds for their children’s education to refusing on the grounds of principle. Though these students truly demonstrate financial need, their concerns often go unrecognized.
As these students are not able to collect OSAP, they typically have to work several part-time jobs to pay for tuition, or try their luck at applying for private loans that do not carry the benefits of student loans like interest relief during schooling and grace periods after graduation.
As of now, the only way to receive OSAP if you are from a high-income family is to be considered an independent student with an income below what the government deems as excessive or to declare a family breakdown. To be considered an independent student, one must meet several criteria. For example, both your parents must be deceased, you’ve worked full-time for at least 24 months in a row, or you’ve been out of high school for four or more years.
These provisions show the assumption of the provincial government that parents will support their children for four years of postsecondary education. This often false assumption also has no rational grounds; why the decision for a seemingly arbitrary four years? What occurs only after four years from high school that makes someone financially independent?
The alternative, to declare a family breakdown, is also insufficient. To declare a family breakdown renders you an independent student but you must show proof of estrangement from your parents “due to documented mental, physical, sexual, and/or emotional abuse or drug or alcohol addiction in your family”. This provision is too narrowed and does not reflect the many other reasons that parents may be unwilling or unable to support their children’s postsecondary education expenses. Your parents could very well be supporting you, just not financially.
Rather than requiring students to jump through hoops to receive aid, there should be an honour system for students applying for OSAP. If students claim that they are financially independent from their parents, they should be believed at face-value. Perhaps the stipulation can be a restriction for these applicants to receive student loans only, so that grants can be reserved for students from lower-income families.
There will undoubtedly be individuals that misuse such an honour system. But is the potential for misuse strong enough cause to warrant not supporting individuals who could legitimately benefit from such an option? That’s subject to debate.
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